Free forever ยท No sign-up required

Split Expenses.
Save Friendships.

The simplest, most beautiful way to share expenses with friends, roommates, and family. Track who owes what without the awkwardness.

100% Private No backend needed Works on any device
Your balance
+ โ‚น4,200
You are owed
๐Ÿ–๏ธ
Goa Trip
โ‚น12,400
๐Ÿ 
Flat Rent
โ‚น30,000
๐Ÿฑ
Office Lunch
โ‚น1,800

Everything you need.
Nothing you don't.

Powerful expense splitting made simple. No clutter. No complications.

Lightning Fast

Add an expense in under 10 seconds. No friction, no fuss.

Group Splits

Equal, unequal, or percentage โ€” split however you like.

Smart Settle-up

Minimum-transaction settlement: settle everything in fewest payments.

Beautiful Analytics

Monthly trends, category breakdown, smart insights at a glance.

Mobile First

Designed for phones. Install as a PWA. Works offline.

Private by Default

Your data stays on your device. Zero tracking, zero servers.

Smart Categories

Auto-detects food, travel, rent, fuel and more from titles.

Easy Sharing

Share groups via WhatsApp. Settle via UPI QR codes.

Free Forever

No premium tier. No ads. No catch. Just a great tool.

How it works

Three steps. That's it.

1

Create a Group

Roommates, trip squad, or your family โ€” make a group and add members.

2

Add Expenses

Log who paid for what. We'll auto-categorize and split it instantly.

3

Settle Smart

See exact who-owes-whom with minimum transactions. Pay & done.

Loved by friends everywhere

Real people. Real friendships saved.

โ˜…โ˜…โ˜…โ˜…โ˜…

"Finally, an app that doesn't make me feel guilty for asking my friends to pay me back. Game changer for our Goa trip."

Aarav S.
College Student
โ˜…โ˜…โ˜…โ˜…โ˜…

"As three roommates splitting rent and bills, this saves us hours every month. The UI is gorgeous too."

Priya M.
Software Engineer
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"Lightweight, fast, and free. Way better than Splitwise for what I need. The dark mode is *chef's kiss*."

Rohan T.
Freelance Designer
โ˜…โ˜…โ˜…โ˜…โ˜…

"We use this for office lunches. Adding an expense takes 5 seconds and everyone knows what they owe."

Meera K.
Product Manager

Frequently asked questions

Answers to the things people ask most.

Is SplitBuddy really free?
Yes, 100% free forever. There are no premium tiers, no ads, no in-app purchases. Your data is yours and stays on your device.
Where is my data stored?
All your data is stored locally in your browser using LocalStorage. We don't have servers or a database. You can export your data anytime from Settings.
Can I use it on my phone?
Absolutely. SplitBuddy is mobile-first and works perfectly as a Progressive Web App (PWA). On Chrome/Edge, click "Install" in the URL bar. On iPhone, use Share โ†’ Add to Home Screen.
How does smart settle-up work?
We use a minimum-transaction algorithm: instead of everyone paying everyone back, we calculate the smallest number of payments needed to settle the group. Three people with messy debts might only need one payment to settle.
Will I lose data if I clear my browser?
Yes, since data is stored in LocalStorage. We strongly recommend exporting your data periodically from Settings โ†’ Export Data. The JSON file can be imported back anytime.
Can my friends use it without signing up?
Yes! You manage all the splits yourself. Add your friends as members in a group โ€” they don't need accounts. Just share the settlement amounts via WhatsApp or QR code.